Elevate›Working capital›Indigenous community organisations›South-East South Australia

Working capital

Working capital grants for Indigenous community organisations in South-East South Australia

Stand Like Stone Foundation has been the established community foundation in South-East South Australia since 2003. With its Feb 2026 declaration as a Community Charity Trust, the structural pathway opens for Aboriginal community-controlled organisations across the Boandik, Buandig, Ngarrindjeri, and Mirning country covered by the catchment.

Need working capital for Indigenous community organisations in South-East South Australia?

Tell us about your project. Roshan reads every submission and comes back within 48 hours.

The instrument

Charitable Working Capital Agreement (CWCA)

Bridge facility for charities — milestone-based recovery, principal returns to the donor pool when triggers are met.

How it cycles

Step 1

Funder advances

Working capital paid into the recipient's operating account at the start of the agreed cycle.

Step 2

Recipient operates

The org delivers services or programs against the contract or revenue cycle the bridge is sized to.

Step 3

Recovery returns

Voluntary contributions repay principal in milestones tied to the recipient's revenue events.

Why this audience

Why Indigenous community organisations carry this structural problem

Traditional grants flow through DGR-only channels; many community-controlled orgs are non-DGR by design and are blocked from the standard funder set.

DGR profile: Most Aboriginal and Torres Strait Islander community-controlled organisations are non-DGR — the CCT pathway is the structural fix.

Regional anchor

Stand Like Stone Foundation

SOUTH EAST SA

Declared as a Community Charity Trust under the Treasury Laws Amendment (Support for Small Business and Charities) Act 2024 and the subsequent ministerial declarations. CCTs hold DGR Item 1 status, can deploy capital to non-DGR delivery partners under CADA, and can build corpus.

More about Stand Like Stone Foundation →

How to apply

From a brief to executed in 4–8 weeks

Step 1

Send a brief

Org name, ABN, region, what you need, rough $ amount, timeline. 5 minutes.

Step 2

Routing recommendation

We come back within 48 hours: which pathway fits, which CCT or Public Giving Fund would be a natural counterparty, and what we'd need to take it further.

Step 3

Legal architecture

We work with you and (where relevant) ABL on the legal structure. Typically 4–8 weeks from first conversation to executed agreement.

Step 4

Capital deploys

Asset is acquired or working capital is advanced. Recovery schedule begins.

Want a worked example for your situation?

Send a short brief and we'll prepare a pathway note within 48 hours.

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