Working capital grants for arts and cultural organisations on the Mornington Peninsula

Mornington Peninsula Foundation is one of Victoria's most established community foundations and a Feb 2026 declared CCT. For peninsula arts organisations and cultural festivals operating with non-DGR status, the CCT pathway is the structural unlock for production-cycle bridge financing.

Need working capital for arts and cultural organisations in Mornington Peninsula?

Tell us about your project. Roshan reads every submission and comes back within 48 hours.

The instrument

Charitable Working Capital Agreement (CWCA)

Bridge facility for charities — milestone-based recovery, principal returns to the donor pool when triggers are met.

How it cycles

Step 1

Funder advances

Working capital paid into the recipient's operating account at the start of the agreed cycle.

Step 2

Recipient operates

The org delivers services or programs against the contract or revenue cycle the bridge is sized to.

Step 3

Recovery returns

Voluntary contributions repay principal in milestones tied to the recipient's revenue events.

Why this audience

Why arts and cultural organisations carry this structural problem

Production financing across grant cycles + ticket sales is typically gap-financed by personal credit cards or expensive bridge debt.

DGR profile: Many are TCC (Targeted Cultural Charity) DGR; others non-DGR. Project-based working-capital fits naturally.

Regional anchor

Mornington Peninsula Foundation

MORNINGTON PENINSULA VIC

Declared as a Community Charity Trust under the Treasury Laws Amendment (Support for Small Business and Charities) Act 2024 and the subsequent ministerial declarations. CCTs hold DGR Item 1 status, can deploy capital to non-DGR delivery partners under CADA, and can build corpus.

More about Mornington Peninsula Foundation →

How to apply

From a brief to executed in 4–8 weeks

Step 1

Send a brief

Org name, ABN, region, what you need, rough $ amount, timeline. 5 minutes.

Step 2

Routing recommendation

We come back within 48 hours: which pathway fits, which CCT or Public Giving Fund would be a natural counterparty, and what we'd need to take it further.

Step 3

Legal architecture

We work with you and (where relevant) ABL on the legal structure. Typically 4–8 weeks from first conversation to executed agreement.

Step 4

Capital deploys

Asset is acquired or working capital is advanced. Recovery schedule begins.

Want a worked example for your situation?

Send a short brief and we'll prepare a pathway note within 48 hours.

Related pathways