Equipment and facility finance for aged care providers in NSW

Aged care across NSW spans HammondCare, BaptistCare, IRT, and a long tail of community providers. The shared problem is capex: ageing equipment fleets, facility upgrades, energy-efficiency retrofits. CADA preserves donor capital — the funder owns the asset, the provider operates it, voluntary contributions tied to operating cost-savings recover the principal.

Need equipment finance for aged care providers in NSW?

Tell us about your project. Roshan reads every submission and comes back within 48 hours.

The instrument

Charitable Asset Deployment Agreement (CADA)

Asset finance for charities — the funder buys the equipment, retains ownership, lets the charity operate it. Voluntary contribution recovery.

How it cycles

Step 1

Funder acquires

Funder buys the asset directly. Title and ownership stay with the funder throughout.

Step 2

Recipient operates

Asset deployed at the recipient's site under the deployment agreement. They use it day one, no balance-sheet impact.

Step 3

Voluntary recovery

A revenue-tied voluntary contribution recovers the asset cost over its useful life. Capital recycles.

Why this audience

Why aged care providers carry this structural problem

Capex-heavy operating model with long payback periods; ageing fleet of equipment plus facility upgrades drive constant funding need.

DGR profile: Mix of PBI-aged-care charities and non-DGR community providers. Mostly equipment + facility finance need.

How to apply

From a brief to executed in 4–8 weeks

Step 1

Send a brief

Org name, ABN, region, what you need, rough $ amount, timeline. 5 minutes.

Step 2

Routing recommendation

We come back within 48 hours: which pathway fits, which CCT or Public Giving Fund would be a natural counterparty, and what we'd need to take it further.

Step 3

Legal architecture

We work with you and (where relevant) ABL on the legal structure. Typically 4–8 weeks from first conversation to executed agreement.

Step 4

Capital deploys

Asset is acquired or working capital is advanced. Recovery schedule begins.

Want a worked example for your situation?

Send a short brief and we'll prepare a pathway note within 48 hours.

Related pathways